Car Insurance System/ Rayato
Coverage of the processes of issuing and handling claims for third-party and comprehensive insurance policies in branches and issuance units.
- Issuance process includes rate giving, proposal issuance, insurance policy issuance, issuance of additional types of insurance premiums
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The claims process includes compensating the affected parties of incidents, starting from filing the claim, assessment, calculations, issuing the voucher, making the payment, and receiving the recovery.
Subsystems
Recovery
- Recovery amount calculations
- Sending the file and remittance of recovery to the legal unit
Accounting
- Fix open items
- Payment of fees
- Eliminate duplicate deposits
- Issuance of accounting document (monthly, daily)
- Refund remittance (unspecified payments, additional payments, returned insurance premiums)
Headquarters management
- Sales profile management subsystem includes:
- Defining sales conditions
- Defining types of insurance policies
- Discounts and installment options
- Managing insurance policy issuance rules
- Controlling the debts of issuance unitsManaging access levels of issuance units to sales profiles
- Managing access levels of issuance units to sales profiles
Damage
- Acceptance
- Registration of accident information, responsible party, and affected party
- Assessment and calculations
- Voucher issuance
- Check issuance
- Electronic payment
- Document registration and viewing
Issuing
- Rate determination
- Proposal issuance
- Insurance policy issuance
- Group insurance policy issuance
Specialized financial mobile app
- Expert registration of the car according to the damaged positions
- Expert registration of objects
- Managing the gallery and folder of incident images
- Send expertise and images to the server
Detection and verification of fraud
- Fraud Prevention Workflow Management
- Fraud detection using different diagnostic algorithms
Sanhab
- Automatic sending of information for proposal, insurance policy, endorsement, claim file, affected party, surgeries, voucher, and recovery to the central insurance server.
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Rayato service brochure
For more information about the services, you can get the brochure.
